Have you already been refused a pay monthly mobile phone contract due to the fact that you have bad credit history? If you did, Quakle Phones is just the place you want to be at this moment. Take a moment of your time to see how the information related here can help you reach a bad credit monthly contract much easier.
The first thing you want to do before you apply for a bad credit mobile phone contract is to check your credit report. A lot of people neglect doing this and simply apply without checking it. They think that they can apply with any credit history, no matter how bad it is.
Once you have a better picture of your credit history and know more or less where you don't stands chance of getting accepted, you should start thinking about the monthly tariff and handsets. Here is another blunder that people often make with bad credit mobile phone contracts. They rush to get the most expensive and packed monthly tariff and the most modern handset. Like they are swimming in money and not struggling financially! No provider in his right mind will let you have the latest Amazon Fire Phone or iPhone 6 when they see your credit history. Instead, we at Quakle Phones recommend that you opt for a cheaper handset and a low monthly tariff to improve your chances of getting approved for a bad credit pay monthly contract.
You might also be in a situation where you are low when it comes to your credit rating, but do have some cash to spare. This offers a perfect opportunity to mellow that rigid mobile phone provider a bit by offering to pay a deposit to your contract. Basically, the amount will be appropriate to what you will pay on a monthly basis for a contract, although you can negotiate even a bigger one with the provider. Once you have proven to be a regular payer, you can get the deposit back after 12 months.
If all of this fails and your credit history is really that bad, there is another option you can use to get a pay monthly bad credit contract. Bring a guarantor with you. The way this works is that the provider will check your guarantor's credit rating instead of yours. If they pass (the whole point of this is that they should have an excellent credit rating) so do you. However, be warned that the guarantor is in obligation to pay your contract if you are not able to, so make sure it doesn't come to that. This is a clear path to ruining a perfectly good relationship with someone dear to you.
If you don't want to burden someone with being your guarantor and you can't get a pay monthly contract on bad credit, you can use another option. Get a SIM-only contract. These contracts are much more affordable to people with financial problems as they don't include the handset price. You will have to provide the handset yourself. Also, the credit scoring criteria with SIM-only deals is much lower than with a bad credit monthly contracts.
So, once again, if you have bad credit problems and are looking for a pay monthly mobile phone contract, here is what you can to do to get one: