Applying for a pay monthly mobile phone contract can be very tricky if you have bad credit history. However, there are a number of ways that can help you get approved for it. If you want to know how you can improve your chances for a mobile phone contract, even with bad credit, continue reading this article.
First of all, just in case you were hoping to avoid credit checks by applying for a bad credit mobile phone contract, you are in for a disappointment the moment you try to apply with a provider. Credit checks are still very much needed when you apply for a bad credit contract, just like they would be if you applied for a standard mobile phone contract. The difference, and you will love this, is that these credit checks are much easier to pass than for standard contracts.
Of course, now that you are aware that your credit history will be under scrutiny, you should take a moment to check it. Most of us don't bother much with checking their credit history and rating and they should. Today, you practically need a good credit rating for everything from buying a new house to getting a pay monthly mobile phone contract. The purpose of checking your credit before you even start looking for a provider you can apply with is to know your chances of getting approved for a contract with them. There are “kinda low” and bottom low” credit ratings. What do you think will give you a better chance of grabbing a pay monthly contract if you have?
Of course, much about your potential pay monthly contract depends on how flexible or rigid the provider is. Unfortunately, you often can't find much sympathy with them and you might get rejected, even if your credit rating is only a little below the limit. Now, before you start steaming and shaking your fist at the person who refused your application, you should know that providers are often limited in how far they can for you. They do have someone above them who they need to pay a percentage to. If you are unable to pay the provider, the provider is at a loss. The trick here is to circumvent the provider and directly talk apply with the network. This way, you can get a much better deal from the source itself.
You should also consider giving a deposit as this is a good way to get accepted for a mobile phone contract if you have bad credit. You have probably given a deposit to something else you bought before, so you should know how this works. The amount you deposit is usually equal to the bill for one month. After 12 months, you can get your deposit money back.
There is, of course, a lot more to be said about getting a mobile phone contract with bad credit, but you should by now have a better understanding of them.